About Evolution Financial Services & Advisory

At Evolution Financial Services & Advisory, we are dedicated to providing personalised and expert mortgage broking services to clients across Australia and beyond. Led by Luke Harris, who brings an extensive international career spanning the Asia Pacific region, we offer a unique specialisation in expat lending and foreign resident lending. Luke’s broad experience in Hospitality, Retail, and Finance, from small family-run businesses to large multinational corporations, ensures a comprehensive understanding of various financial landscapes.

With over eight years in banking and finance, Luke's career has seen him in prominent roles at Westpac, one of Australia’s leading banks. As a former Bank Manager for Westpac’s Head Office branch in Melbourne and a Relationship Director of Premier Banking, Luke has honed his ability to deliver tailored financial solutions. His dedication to exceptional client service was recognised when he was awarded Westpac's National Service Champion of the Year in 2019.

Beyond finance, Luke is deeply committed to community engagement. He has mentored social start-ups, is the current President of the Collins Street Precinct Group, serves as Chair of the City of Port Phillip Council Business Advisory Group, and holds leadership roles in several other community organisations. This involvement underscores Evolution Financial Services & Advisory’s commitment to supporting both the financial and social wellbeing of our clients and broader community.

At Evolution Financial Services & Advisory, we believe in evolving with our clients' needs, offering professional advice that is grounded in industry expertise and a passion for community. Whether you are a local or an expat, we are here to help you achieve your financial goals.

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Request a Callback

Name

Phone Number

Email Address

Level 30, Collins Place 35 Collins Street Melbourne VIC 3000, Australia

0478 820 798

About Us

Services

Evolution Financial Services & Advisory PTY LTD ABN: 49 679 054 614. Credit Representative #562455 is authorised under Australian Credit License #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

About Evolution Financial Services & Advisory